Use Case

PT. Bina Informatika Solusindo (Fiberconnect) is an internet service provider company. Founded in 2014, Fiberconnect is en route to becoming a leader in the Information and Communication Technology industry. To make payments easier for their customers, Fiberconnect integrates BRIAPI, successfully converting 70% of their customers to use BRIVA as their main payment method.

As a total logistics company, Dunex strives to realize its vision of creating a more efficient and effective logistics system. Collaborating with BRIAPI, Dunex started the first step by automating and digitalizing the company's internal systems while reducing manual processes.

In order to support digital transformation at the university level, Sanata Dharma University cooperates with BRIAPI and implements a financial system that is easier, faster, safer, and transparent. With BRIAPI support, Sanata Dharma University strives to continue its transformation process.

In collaboration with BRIAPI, Xendit has succeeded in providing various digital payment methods for its merchants throughout Indonesia. Xendit leverages BRI's extensive customer network to facilitate consumers with the best choice of payment methods.

Together with BRIAPI, PT USSI has succeeded in establishing a core microbanking system to become a market leader in its field. PT USSI has been trusted by the Financial Services Authority (OJK) as a vendor for microfinance institutions and assists in the payment process between microfinance institutions and customers throughout Indonesia.

"Being a Prominent University in Eastern Indonesia in 2035" is a vision declared by UNIDAYAN as the best private university in Southeast Sulawesi. "Prominent" here means that both UNIDAYAN and all of its programs will get A in the national accreditation for university. To reach its vision, one of their efforts is to improve the quality of infrastructure and facilities. This is where BRIAPI is positioned as UNIDAYAN’s trusted partner. BRIVA API and Account Information API become the foundation of this collaboration, especially on the digital transformation aspect. In the future, BRIAPI and UNIDAYAN will try to accomplish other long-term plans. Integrating UNIDAYAN Student Identity Card with BRI ATM card has become one of them. A single, multi-purpose card that will certainly help UNIDAYAN students in terms of payment transactions.

Badan Keuangan Daerah Kabupaten Kepahiang or Regional Finance Agency of Kepahiang Regency takes care of the regional financial, asset, and revenue management for the Kepahiang area only in Bengkulu. Badan Keuangan Daerah Kabupaten Kepahiang or Regional Finance Agency of Kepahiang Regency takes care of the regional financial, asset, and revenue management for the Kepahiang area only in Bengkulu.

DOKU is one of the pioneering payment technology companies in Indonesia, with payment gateways as its main service in an integrated payment ecosystem. Mainly focused on B2B, DOKU has supported businesses in various scales since 2007. Through its products, DOKU collaborates with companies, communities, as well as personal consumers. By integrating BRIAPI, DOKU has succeeded in expanding its business area, especially after providing the BRI Virtual Account (BRIVA) and BRI Direct Debit as their payment options. As a business that connects merchants with banks, DOKU's collaboration with BRIAPI helps merchants to reach more customers, notably in remote areas that only support BRI accounts.

Consumers shopping behavior has shifted amidst pandemic, including in retail and wholesale shopping, where everything turned completely digital. Based on data from Bank Indonesia, there is a huge transaction influx of up to 42% through e-commerce. On the other hand, transactions at physical stores declined by 49%. Digital transactions now play an important role in increasing economic activity, especially with the restrictions during the pandemic.

Indonesia is one of the countries with the highest number of motorcycle ownership in the world. Recent AISI (Indonesian Motorcycle Industry Association) data mentioned that there are more than 80 million motorcycles across the country, or an average of ~85% of Indonesian households have at least one motorcycle at home. Among many brands, Honda is one of the market share winners of Indonesian motorcycles.

Indonesia’s e-commerce sector is predicted to have prominent growth potential. Google research reported that the total GMV of Indonesia’s e-commerce is estimated to reach US$82 Billion (~Rp1,2 Quadrillion) by 2025. This huge opportunity also increased competition to become fiercer among e-commerce players. E-commerce must provide the best service supported by strong logistics and payment system networks. Shopee, Indonesia’s number 1 e-commerce company that takes fun, easy, and safe online shopping experiences by heart, knows how to prioritize this. Through PT Airpay International Indonesia, Shopee presented ShopeePay as an alternative payment method, becoming one of the most frequently used e-wallet in Indonesia.

P2P Lending fintech has been offering innovations in faster and easier access to funding for the public. Especially amidst the pandemic, individuals and MSMEs now need better and faster access to funding to survive. The smooth and fast process from loan origination, approval, to disbursement is more vital than before. Hence, BRI developed and provided APIs through BRIAPI that can speed up the interlink process between banks and fintechs, accelerating services to the borrowers.