tim BRIAPI dan mitra FinTech sedang berkolaborasi
June 15, 2022 • Business
Lately, financial technology or FinTech is booming. The increasing need for funding is one of the reasons the FinTech industry is growing rapidly. In line with the vision of financial inclusion, BRI also supports FinTech development in Indonesia through BRIAPI. By integrating the open banking technology, FinTech companies can have access to BRI digital banking services.
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open banking BRIAPI bantu perkembangan bisnis di Indonesia
June 10, 2022 • Innovation
The future of open banking in Indonesia is expected to be brighter. It successfully changes the way transactions are made while helping businesses to organize their finances. As a driver of open banking, BRIAPI provides access to the more convenient, secure, faster, and easier digital banking services.
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BRI menjadi bagian dari cashless society di Indonesia lewat BRIAPI
June 02, 2022 • Lifestyle
The seemingly unstoppable increasing needs drive people to use electronic transactions more than ever. Eventually, it makes us a part of a cashless society, an economic phenomenon where people use non-cash payment instruments for every financial transaction.
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Mitra BRI menggunakan layanan open banking BRIAPI untuk mempercepat transformasi digital
June 15, 2022 • Innovation
Digital transformation has become the key to keeping it up to date with today's conditions. As a leading bank, BRI strives to encourage digital transformation in the country. As a result, our customers are now rapidly transforming into a digital society. See how BRI encourages its implementation through BRIAPI.
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Apa itu sandbox yang digunakan developer untuk menguji program
May 24, 2022 • Technology
Sandbox functions as a virtual ecosystem for various trials, from product development to cybersecurity testing. While it ensures the product's compatibility with the existing system, the trial also guarantees the product from various security risks.
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Framework Open API dalam inisiatif open banking di Indonesia
May 24, 2022 • Technology
The open banking initiative aims to drive digital transformation and establish banks as key institutions in the digital financial economy. To implement the initiative, Bank Indonesia formulated Indonesian Open API Framework to assist open banking development in a structured manner.
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Nasabah BRI menggunakan Virtual Account sebagai metode pembayaran
May 10, 2022 • Business
Today, Virtual Accounts are one of the digital payment methods that are often used by the public. By understanding it, you can consider a Virtual Account to complete the payment method.
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Pebisnis menggunakan pembayaran digital dari BRIAPI
May 10, 2022 • Lifestyle
Thanks to digital payments, consumers can conduct any transaction without bringing cash in their hands. In fact, convenience and security have become key factors compared to traditional payment methods.
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Digitalisasi UMKM dongkrak pendapatan UMKM di tahun 2022
May 09, 2022 • Business
MSMEs have been severely impacted by the COVID-19 pandemic. As a result, the digitization of MSMEs is carried out to maintain the business. In fact, 8 out of 10 MSME businesses say that the use of digital platforms has helped them run their business in difficult times.
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Pebisnis memanfaatkan bisnis digital dengan memanfaatkan teknologi
May 09, 2022 • Business
Today, e-commerce and all businesses have been increasingly going digital. Collaborative research shows in the next 5 years, more than 50 percent of digital business revenue will come from online sources. As matter of fact, digital business is not just 'selling online'. Beyond that, digital businesses focus on the use of technology. So, companies can offer competitive advantages over their competitors.
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Open banking di 2022 akan mempercepat digitalisasi perbankan
February 07, 2022 • Technology
In 2022, open banking is predicted to be even more promising. It’s good to be true, since open banking is a clear manifestation of banking digitalization. With it, companies will be fully prepared to face various challenges that await in the future. As one of the banking digitalization pillars, open banking allows any bank to open their customers' financial data and information to third parties.
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Pelanggan Bank BRI bertransaksi dengan mesin EDC
February 04, 2022 • Business
Payment systems continue to evolve from time to time. Payment instruments that used to be cash-based have evolved into paper-based and card-based ones. Thus, dramatic changes in payment systems and instruments require all players, including MSMEs to evolve and be more flexible in providing payment options.
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Bank API to develop business
September 13, 2021 • Technology
Keeping up with tech development has become super essential for businesses to maintain their solid business performance. Implementing the latest tech trends will help your business adapt to the digital era, survive through crises, and add competitive edges against other business players. In this more advanced digital era, cross-sector collaboration is inevitable, and various tech advancements are presented to answer these needs, such as open API. API or Application Programming Interface will seamlessly connect one application with another by bridging several features amongst them. There are numerous types of APIs you can implement, one of them is the Open Banking API. From providing hassle-free mass payment services to building an integrated technology platform, API Banking certainly brings advantages for businesses and developers.
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Developers are discussing on the utilization of API sandbox
September 13, 2021 • Technology
API sandbox is a feature for simulating and testing Application Programming Interface (API). For developers, those activities are pivotal. Before integrating API in the production environment, they must be aware of errors that could occur in the integration process. Thus, as an API service provider, BRIAPI provides an API sandbox that helps developers to simulate and test APIs. It allows them to create conditions similar to production behavior on their platforms.
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Seorang pria sedang melakukan pembayaran online untuk bertransaksi di marketplace
September 02, 2021 • Business
The rise of the digital economy encourages people to be more active in online business, especially in the marketplace business. Bank Indonesia has even projected that online transactions through marketplaces will grow up to 33.2% in 2021. This is still coupled with Open API presence to support marketplace that makes it easier for businessmen to provide online payment systems Besides, the data from BI also highlights that Indonesia is one of several countries that will develop massively in the digital economy sector. According to a research by Google, Temasek, and Bain titled E-conomy SEA 2019, Indonesia’s digital economy GMV is predicted to reach US$130 Billion in 2025. In addition, according to Bank Indonesia, the value of digital transactions will have a double digit growth with e-commerce increasing by 33.2% and banking 19.1% year-on-year by this year.
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BRI customer use credit cards as non-cash payment instruments
August 25, 2021 • Technology
In the midst of rapid development of technology and digitalization, payment systems have also been evolving. The constantly changing transaction mechanisms that demand fast and practical payments make cash payment roles progressively replaced by non-cash payment instruments. According to Bank Indonesia, in 2019 the value of cashless transactions reached Rp128 trillion, an increase of five times from 2014 which was around Rp3.3 trillion. This means that the evolution of payments is really happening right now.
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apikey
August 25, 2021 • Technology
Nowadays, payment systems are getting faster and more efficient thanks to the open banking scheme. With this practice, a bank can provide access to customer data and information to third parties through an API (Application Programming Interface) in accordance with their authority. Nevertheless, security factors should not be underestimated, especially when it concerns the use of customer information and data. Thus, BRIAPI as an open banking product for Bank BRI uses an API key as the first security gate.
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 gadget users browsing results with the keyword “what is API”
August 24, 2021 • General
Nowadays, we often use digital payment methods to make purchases in the marketplace. But, have you ever wondered how the process goes? How do banks and marketplaces connect with each other? In that seemingly invisible process, Application Programming Interface or API comes in.
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Seorang pebisnis sedang menganalisa grafik pertumbuhan bisnisnya di era digital
July 30, 2021 • Business
It is undeniable that digital disruption due to the Industrial Revolution 4.0 has an impact on cross-industry businesses. Digital disruption really creates new conditions for businesses due to the easy access and flow of information flowing through digital platforms. It doesn't stop there, the COVID-19 pandemic attack in 2020 also seems to be forcing us to transform our business to be more ready to face the digital era. Here are some things that you must prepare to transform your business to welcome the digital era
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Inklusi Finansial
July 30, 2021 • Business
Financial inclusion is a condition where every community has access to various quality, on time, smooth and safe formal financial services at affordable costs according to their individual needs and abilities. Based on the Survei Nasional Literasi Keuangan (SNLIK) conducted by the Otoritas Jasa Keuangan (OJK) in 2019, Indonesia's financial inclusion index stood at 76.19%. This figure has increased by 8.39% when compared to the previous 3 years. The increase in the financial inclusion index is certainly a positive sign regarding equitable economic growth in Indonesia.
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Keranjang belanja e-commerce di atas laptop
July 30, 2021 • Business
Along with the rapidly growing number of Internet users in Indonesia, the number of e-commerce users is also growing rapidly. According to GlobalWebIndex in 2019, Indonesia is the country with the highest e-commerce adoption rate in the world. As many as 90% of internet users aged 16-64 years have already experienced online shopping. Global management consultant McKinsey & Company even stated that Indonesia's e-commerce market capitalization value will reach USD 40 billion by 2022.
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Papan kurs elektronik dengan nilai tukar dari berbagai negara
July 30, 2021 • Business
In contrast to domestic trade which only uses one currency, a business that has penetrated international market is required to monitor the exchange rate of the country with which the business is trading. It is because every day, foreign currencies are always changing and even fluctuating. One time, rupiah is stronger compared to other currencies (appreciation). But other times, it weakens or what we call commonly as depreciation.
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 Nasabah, kantor cabang, serta mesin e-channel BRI yang tersebar di seluruh Indonesia
July 30, 2021 • Business
BRI is once again recognized as a world-class bank by ranking 112 of the best banks in the world and becoming the number one bank in Indonesia in the list of "1000 Best World Banks in 2020" issued by The Banker. This is assessed based on growth rate, profit, asset quality, operational efficiency, return on risk, liquidity, and others.
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Pemilik bisnis melakukan transaksi online dengan pelanggannya
July 28, 2021 • Business
Online transactions have become more common in the digital age. Ever since the pandemic arrived, it has accelerated the digitization process in literally all fields including business. At a time when people's mobility is becoming more and more limited, online transactions become an option to meet various needs ranging from primary needs such as food, drinks, and other household supplies to tertiary needs (gadgets, automotive, or other hobbies).
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A man using his phone to do online payment with BRIAPI
July 28, 2021 • Business
Online payment system is an absolute feature that businesses must provide to consumers amidst a pandemic situation. This is due to consumers preferring to shop online rather than coming directly to the store. Bank Indonesia (BI) reported that during the pandemic the number of digital transactions continued to grow. The value of digital banking transactions has reached IDR 2,774.5 trillion or increased by 13.91% as per December 2020.
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bri-finance
December 08, 2020 • Innovation
The more successful the business, the more complicated its transactional processes, and the more intricate the cash flow is. However, Open Banking API served the best solution for businesses to manage its banking transactions hassle-free. BRI through BRIAPI will enable quick and easy integration of BRI financial services and products into your business dashboard for a seamless company financial management and bank’s Cash Management System (CMS).
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jamina-keamanan
December 08, 2020 • Business
As the largest bank in Indonesia, BRI actively take part in realizing Indonesia Payment System Blueprint 2025 by developing Open Banking through the creation of BRIAPI. This is one of BRI efforts in digital transformation and big-data utilization to support financial industry
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Open API BRIAPI helps business owners seize digital transaction opportunities
November 10, 2020 • Business
The rise of digital transactions has driven Indonesia's Open API trend. Currently, the demands for digital transformation are increasing due to the pandemic that requires many activities to be carried out virtually. From educational to trading activities, all must be done online. According to Bank Indonesia (BI), Indonesia growth in digital transactions in 2021 is expected to skyrocket, with a significant acceleration of digital banking and e-commerce transactions. It is mainly a clear consequence of the COVID-19 pandemic that encourages consumers to adapt, shifting their behaviour of shopping from offline stores to digital platforms.
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news5
November 10, 2020 • Business
Making payments via bank transfer manually can be a little annoying either for business owners or customers. From the customers’ side, they have to confirm after making transactions by sending a transfer slip or their mobile banking screenshot. On the other hand, the business owners must confirm the payments manually.
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news4
November 10, 2020 • Updates
Living in the digital era of 4.0, we would rely on easy and fast banking transactions, thus many digital businesses offer easier, faster and simpler payment transactions. However, if a business cannot offer such privileges, it will most likely lose the customers. Based on a study, the drop-off rate from online stores reached 70%, because the customers do not like the complicated process when they are making payments.
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news3
November 10, 2020 • Updates
BRI has devoted itself to providing more ATMs (Automated Teller Machines) throughout the country to boost the banking access and services for customers. As a result, BRI is the bank with the most ATMs in Indonesia. In September 2019, BRI had 20.864 ATMs and 3.209 CRM (Cash Recycle Machine).
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