Adopsi Open Banking di 2022 Percepat Digitalisasi Perbankan

21 January 2022
Open banking di 2022 diprediksi akan semakin menjanjikan. Ini karena open banking menjadi wujud nyata digitalisasi perbankan untuk menghadapi berbagai tantangan yang menunggu di masa depan. Salah satu penyebabnya adalah karena sebagai salah satu pilar digitalisasi perbankan, open banking memungkinkan bank membuka data dan informasi keuangan nasabahnya kepada pihak ketiga.

7 Benefits of Bank API for Business and Developers

13 September 2021
Keeping up with tech development has become super essential for businesses to maintain their solid business performance. Implementing the latest tech trends will help your business adapt to the digital era, survive through crises, and add competitive edges against other business players. In this more advanced digital era, cross-sector collaboration is inevitable, and various tech advancements are presented to answer these needs, such as open API. API or Application Programming Interface will seamlessly connect one application with another by bridging several features amongst them. There are numerous types of APIs you can implement, one of them is the Open Banking API. From providing hassle-free mass payment services to building an integrated technology platform, API Banking certainly brings advantages for businesses and developers.

API Sandbox: Definition, Benefits, and Best Practices

13 September 2021
API sandbox is a feature for simulating and testing Application Programming Interface (API). For developers, those activities are pivotal. Before integrating API in the production environment, they must be aware of errors that could occur in the integration process. Thus, as an API service provider, BRIAPI provides an API sandbox that helps developers to simulate and test APIs. It allows them to create conditions similar to production behavior on their platforms.

Non-Cash Payment Instruments: Definition, Types, and Benefits

25 August 2021
In the midst of rapid development of technology and digitalization, payment systems have also been evolving. The constantly changing transaction mechanisms that demand fast and practical payments make cash payment roles progressively replaced by non-cash payment instruments. According to Bank Indonesia, in 2019 the value of cashless transactions reached Rp128 trillion, an increase of five times from 2014 which was around Rp3.3 trillion. This means that the evolution of payments is really happening right now.

API Key: Definition, Functions, and Benefits

25 August 2021
Nowadays, payment systems are getting faster and more efficient thanks to the open banking scheme. With this practice, a bank can provide access to customer data and information to third parties through an API (Application Programming Interface) in accordance with their authority. Nevertheless, security factors should not be underestimated, especially when it concerns the use of customer information and data. Thus, BRIAPI as an open banking product for Bank BRI uses an API key as the first security gate.