Pembayaran kewajiban dengan sumber rekening BRI

Transfer between BI-FAST participating banks

Facilitating retail payments in real-time, securely, efficiently, and anytime (24/7).

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BI-Fast

Facilitating retail payments in real-time, securely, efficiently, and anytime (24/7)

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What is BI-Fast ?

BI Fast or BI-FAST is an abbreviation of Bank Indonesia Fast Payment, a payment system developed by Bank Indonesia. Quoted from the official Bank Indonesia website, BI Fast is a national retail payment system infrastructure that can facilitate retail payments in real-time, safely, efficiently, and at any time (24/7). Compared to the Bank Indonesia National Clearing System (SKNBI) whose services are still limited to certain operational hours and effective funds that are not yet real-time as well as limited access to payment channels, BI-FAST can provide payments that are faster, wider, and available at any time.

BI Fast itself is an alternative to the online transfer system provided by banking institutions in Indonesia. Apart from making it easier to make interbank transfers online, there are several other benefits of using BI Fast, namely as follows:

  • Operational hours are 24 hours a day so you can make transactions quickly and practically
  • Real-time-based transaction processing, which means transactions via BI Fast can be processed immediately
  • BI Fast can be accessed via mobile/internet channels or counters and in the future BI Fast will be developed for transactions using QR Code, ATM, and EDC
  • More affordable transfer fees, namely IDR 2,500 per transaction
  • Can transfer using account number, telephone number, or e-mail (proxy address)
  • More complete and automatic security because it is equipped with Countering Financing of Terrorism (CFT), fraud detection, and Anti-Money Laundering (AML) features

BI-FAST is a modernization of SKNBI. Gradually, SKNBI credit transfer and debit transfer services will be transferred to BI-FAST taking into account the industry's readiness to join the BI-FAST ecosystem. In the future, SKNBI will focus on processing Check & Bilyet Giro transactions (paper-based).

In Practice :

  1. Transaction efficiency by reducing processing time.
  2. Instant payments and money transfers.
  3. Pay instantly through the online portal or mobile app.

Benefit :

Transaction Speed :
Payments and money transfers can be processed instantly, reducing waiting time compared to traditional transfer systems that may require several hours or days.
Fraud Risk Reduction :
The BI-FAST system is equipped with advanced security and verification, helping to reduce the risk of fraud and unauthorized transactions.
Reduced Transaction Costs :
Real-time transactions can reduce costs associated with long and expensive transfer processes, such as administrative fees and international transfer fees.

 

Available API for BI-Fast

Here are some of the APIs we have for BI-Fast.

QRIS Customer Presented Mode Dynamic

API service that allows merchant to scan the QR from customer's device for QRIS transacitions

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Delete Invoice

API that function so that you can delete the bills that you have made

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Delete Fee Type

The function of this API is to delete the type or type of bills made previously

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Delete Customer Group

This API is used if you want to delete a group of customers that have been created

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Delete Customer

Use this API to delete customers that have been made beforehand

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Update Invoice

This API aims to change the details of the bill that you have created

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Update Feet type

Use this API to change the type or type of bill that has been made

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Update Customer Group

The function of this API is to change the details of the customer group that has been previously created

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