Cardless Cash Withdrawal

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Product Overview

The growth of digital transactions in Indonesia has encouraged BRI to innovate in providing convenience transactions for the public. The increased usage of financial mobile applications is one of the factors of changes behaviour to fulfilling daily transactions. Therefore, BRI offers cardless cash withdrawal features at ATM & CRM BRI machines that can be used by BRI customers and BRI business partners. Business partners who have collaborated with BRI can take advantage of this service to provide cash withdrawals feature through BRI ATMs/CRMs for their user. User of BRI Business Partners can enter the virtual account number that is displayed on the Business Partner’s application then use it to access the cardless cash withdrawal feature at BRI ATMs/CRMs. With this service, users of the Business Partner application can conveniently withdraw their wallet balances in cash at BRI ATMs throughout Indonesia.

It is an API product provided by BRI and third parties (BRI business partners) that allows third party's customer to withdraw cash without a card at BRI ATMs through third-party applications.

Third parties can create APIs based on the following specifications on third-party systems so that BRI can make API calls

Endpoint

Endpoint Description

API Get Token Cardless Withdrawal used to get OAuth2.0 tokens for making signatures.

General Information

Header Structure

Request Structure

Response Structure

Request & Response Payload Sample

Request :

{
   "providerId":"QwErTy123",
   "secretKey":"PoIuY098"
}

Normal Response :

{
   "responseCode":"00",
   "responseMessage":"success",
   "accessToken":"
   lfbo1985ujlnbviovQOUB12oifnfiqIO",
   "expiredIn":"180"
}                                    

Error Response :

{
   "responseCode":"01",
   "responseMessage":"Invalid providerId or secretKey"
}                                                                                                           

List of Error/Response Code

Any error response not listed in the BRIAPI response list is considered pending and requires further investigation.

Endpoint Description

API Cardless Withdrawal is an API that is used to update data to 3^rd parties for cash withdrawal processed at ATMs.

General Information

Header Structure

Request Structure

Response Structure

Request & Response Payload Sample

Request :

{
   "token":"9203310116",
   "msisdn":"8118821681",
   "merchantTrxID":"1000000007",
   "atmLocation":"KCK. 0206-CRM Hitachi"
}

Normal Response :

{
   "responseCode":"00",
   "responseMessage":"success",
   "msisdn":"8118821681",
   "amount":"50000.00",
   "trxDate":"2019-10-14 15:20:40.043",
   "merchantTrxID":"0000000007",
   "linkRefNum":"5GP7L02UR75GP7L02UR7"
}                                           

Error Response :

{
   "responseCode":"02",
   "responseMessage":"Invalid PartnerId"
}                                                                                                                  

List of Error/Response Code

Any error response not listed in the BRIAPI response list is considered pending and requires further investigation.

Endpoint Description

API Cardless Reversal is an API that is used to make a reversal to a 3^rd party in the event of a failure during the cash withdrawal process.

General Information

Header Structure

Request Structure

Response Structure

Request & Response Payload Sample

Request :

{
   "token":"999995678",
   "amount":"10000.00",
   "msisdn":"0816789012",
   "merchantTrxID":"000777",
   "trxDate":"2019-10-14 15:20:40.043"
}

Normal Response :

{
   "responseCode":"00",
   "responseMessage":"success",
   "amount":"10000.00",
   "msisdn":"0816789012",
   "merchantTrxID":"000777",
   "trxDate":"2019-10-16 15:20:40.043"
}              

Error Response :

{
   "responseCode":"02",
   "responseMessage":"Invalid PartnerId"
}                                                                                         

List of Error/Response Code

Any error response not listed in the BRIAPI response list is considered pending and requires further investigation.