Terms and Conditions

Title
Terms and Conditions

A. Terms and Conditions (Access to the BRI API Sandbox)

Terms of Use for the Web BRI API Sandbox

Thank you for visiting BRI API. First, we explain the following:

  1. PT. Bank Rakyat Indonesia (Persero), Tbk, hereinafter referred to as “Bank BRI”
  2. Website Application Programming Interface, hereinafter referred to as “BRI API Service”
  3. Visitors or users of BRI API Services are hereinafter referred to as "Client"

For security and convenience, BRI Bank has prepared several provisions for the use of BRI API Services for Clients through https://developers.bri.co.id

1. About Terms of Use

Clients are required to read the terms of use carefully before using the BRI API Service. These terms of use apply to all clients, both individuals and companies who access or use the BRI API. By accessing or using the BRI API Service, it means that the Client agrees to comply with all of these terms of use.

2. Use of Services by Corporate Clients or Business Entities

In the event that the use of the Service is carried out by a designated party or a representative of the Client in the form of a company or other legal entity, the Client represents and guarantees that the appointed representative has the authority to act for and on behalf of the Client company.

3. Registration

To access and use the features of the BRI API Service, the Client is required to provide valid identity information and ensure that any registration information provided to Bank BRI is valid and up to date. Client is obliged to immediately inform BRI Bank of changes to Client data.

Registration for Sandbox access can be done via the web (BRI API portal) while Production access must fill in and sign the form provided and send it to the Related Division.

4. Compliance with Laws

The client and / or the party who represents it must comply with the terms of use and other relevant legal provisions that apply. Clients are not allowed to use the BRI API Service for illegal acts and violate the law. The use of BRI API Services is subject to the provisions and laws of the Republic of Indonesia in force.

5. Access the BRI API Sandbox

The BRI API Sandbox is part of the BRI API Service, the Sandbox is used to test and verify between the user and the BRI API Service owner database (dummy database). Clients are only allowed to access the BRI API Sandbox through the procedures described in the BRI API website documentation. Clients are required to use data obtained from Bank BRI in accordance with their rights and authorities, and maintain the confidentiality of such data. Clients are not allowed to close and / or hide their identities in any form when using the BRI API Sandbox.

6. Data BRI API Sandbox

Client acknowledges and agrees that data accessed through the BRI API Sandbox is dummy information (not actual data). Bank BRI has the right to change and / or delete this data at any time without prior notification.

7. BRI API Sandbox Restrictions

Bank BRI has the right to set limits on the use of the BRI API for each client, for example the type and number of transactions per second (TPS) that can be accessed. If the client wants to use the type of service and the number of TPS exceeds the predetermined limit, the client can contact the BRI API support team helpdesk_BRI API@bri.co.id. In this connection, the Client agrees to the restrictions referred to and will not try to access things outside the available Services as listed in the documentation for each BRI API Service.

8. Monitoring

Client acknowledges and agrees that Bank BRI has the right to access and monitor Client accounts in order to maintain security and quality of services or other matters that may affect the operational activities of BRI Bank. With these considerations and reasons, BRI Bank has the right to terminate Client account access and delete the account.

9. Use of Forums on the BRI API

The BRI API Forum is a medium for communication and sharing between BRI API users and BRI API service owners. In this forum, the owner of the BRI API Service will notify you in the form of announcements or information regarding the BRI API Service (maintenance updates or other matters), in this forum the user can also interact with other users regarding the use of the BRI API.

  1. The client is fully responsible for the posts, comments, input and suggestions that are sent.
  2. Use of this forum is only for the purposes of using the BRI API Service.
  3. The client is not allowed to post anything that contains advertisements, slander, contains elements of violence, racism, racism, pornography, threats, hatred, terror, inappropriate comments, and / or other things that violate the law, decency, and / or public order.
  4. The client is not allowed to post and / or distribute things that are protected by the intellectual property rights of other parties without first obtaining written permission from the owner of the intellectual property rights.

10. Prohibition

In using BRI API Service, Client is prohibited from:

  1. Transfer the rights and authority to use the BRI API Services to other parties in any way.
  2. Creating API services that function the same as the BRI API and offer them for use by any other party.
  3. Take action with the intention of disrupting the operational activities and / or BRI API Services with viruses, worms, trojans, spyware, ransomware malware or in any way that is destructive.
  4. Interfering with the BRI API services and operations by using any means and form.

In the event that the Client does things that are prohibited above, then all losses suffered by the Bank as a result of the prohibition by the Client will be the responsibility of the Client, and the Bank has the right to take legal steps for violations of the prohibition by Client.

Termination

BRI Bank with certain considerations has the right to terminate and / or terminate Client access to BRI API Services. After Bank BRI terminates and / or terminates Client access to BRI API Services, the Client must immediately delete the cache or stored content.

1. Bank BRI is not responsible for the following:

  • Claims from third parties due to lost profits, income and / or as a result of using the BRI API Service
  • All expenses and losses, either directly or indirectly, result from the use of the BRI API Services by the Client.

2. The client must be responsible for and release BRI Bank, Directors, Commissioners and BRI employees from all liabilities, damages, losses, costs (including legal fees) and other costs related to all allegations from other parties that may arise as a result, among others:

  • Misuse of the use of the Service by the Client or Client's end users; and / or
  • Violation of the terms of use by the client or end users of the client.

11. About Use of Promotion and Marketing

To promote, market, or show the services used, BRI Bank may produce and distribute, among others, images, photos, videos and other content related to the name, brand / logo and the client company tagline. The Client hereby grants BRI Bank all the rights and approvals required for the purposes as referred to above.

12. Adding and Changing Rules

Bank BRI has the right to change and / or add to the terms of use of the BRI API Service, things that are not and have not been regulated in this provision will be conveyed by BRI Bank through any means with applicable legal provisions.

B. TERMS CONDITIONS (USE OF BRI API - DATA PRODUCTION)

The terms and conditions for the use of BRI API services are legally binding between PT. Bank Rakyat Indonesia (Persero), Tbk, hereinafter referred to as the Bank, as the first party; and users of BRI API Services, either for themselves or acting on behalf of a non-individual entity (legal entity, business entity, etc.) based on a Power of Attorney or other legal document to act on behalf, hereinafter referred to as Client, as a second party, as required and the conditions attached below. Client, states that it is subject to the terms and conditions of the BRI API Service.

1. The term

  1. Bank is PT. Bank Rakyat Indonesia (Persero), Tbk which includes the Head Office, Regional offices, Special Branch Offices, Branch Offices, Sub-Branch Offices and other offices which are an integral part of PT. Bank Rakyat Indonesia (Persero), Tbk.
  2. BRIAPI (BRI Application Programming Interface) is a type of service that connects banking products / services owned by BRI with products / services owned by customers, both individual and non-individual customers, so that these customers can make a product / service through applications that are owned and integrated directly with products / services owned by BRI.
  3. Client is a customer who has registered as a BRI API service user.
  4. Corporate ID is a code on the BRI API given to the client to show the identity of the company / institution that must be entered when accessing the BRI API.
  5. BRI API Helpdesk is an information / assistance service related to BRI API Services which can be contacted via telephone number 14017 or via email address briapi.contact@bri.co.id.
  6. Password is a combination of letters (upper - lower) and numbers, which is a secret password that must be entered when accessing BRI API Services.
  7. A User ID holder is an individual who is authorized by the Client to be able to access the BRI API Service.
  8. A customer is an individual, fund business entity or other institution that has a deposit or loan account at a bank.
  9. User Admin is a user ID that is given by BRI to a client who has the authority and responsibility to create application settings in the BRI API for that client.
  10. User ID is a code given to the client to show the identity of a person who has the BRI API access rights that must be entered when accessing the BRI API Service.
  11. User SysAdmin is the user ID given by BRI to the Client, which has the authority and responsibility to verify and approve the BRI API Service application settings that have been created by the Admin User.

2. Administration of Registration, Modification and Deletion

  1. Every registration, change or deletion of data and / or status of the Client, User Admin or SysAdmin identity, accounts, features, then the Client must fill in the BRI API form or letters and other documents determined by the Bank.
  2. The Bank will verify and check the completeness and correctness of the data on the BRI API Form and supporting documents.
  3. The bank may reject and return the form to the customer to be completed if it is found that the supporting documents are mismatched or incomplete.
  4. The bank will register, change or delete into the system when verification and checking of forms and supporting documents have been carried out. Approval of registration, change or deletion is the Bank's authority based on the results of checking and verification and has met the Bank's internal requirements.

3. BRIAPI Registration (Upgrade to Production)

  1. To access BRI API production data, the Customer must:
    • Fill out the BRI API registration form (Form BRI API - 01)
    • Read, understand the content, and sign the BRI API Terms and Conditions (Form BRI API)
    • Attach a photocopy of the documents, namely:
      • Deed of Company Establishment and Deed of Final Establishment,
      • SIUP or TDP or other business permits,
      • The basis of the applicant's authority to act,
      • KTP, SIM, Passport, KITAS, or other Identity Card from the party - the party authorized / appointed to act on behalf of the company (including if there are parties who give power of attorney and power of attorney).
    • Each User ID holder who is appointed or authorized by olen, must have an active email address that has been registered with the Bank.

4. BRIAPI Facilities / Services

  1. To be able to access BRI API production data, you must have a Corporate ID, User ID and password given to you by the Bank after registering with BRI API (Upgrade to Production) and comply with the applicable terms and conditions.
  2. The types of BRI API Service facilities provided to the service selected / registered are listed in the BRI API Registration Form (Form BRI API - 01).
  3. The Bank provides BRI API Help Desk facilities to serve complaints and reports.

5. Account

  1. Accounts for both inquiry and transaction facilities must be registered in the BRI API Service
  2. The type of account registered is an account opened at the Bank, including: Current or savings accounts, both on behalf of the customer and not on behalf of the customer.

6. Login / Access to BRIAPI Production

  1. BRI API services can only be accessed through the website addresshttps://developers.bri.co.id
  2. To be able to access the BRI API Service, you must:
    • Enter the Corporate ID
    • Enter the User ID
    • Enter the password

7. Use of User ID and Password

  1. User ID holders are required to secure their User ID and Password by means of, but not limited to:
    • Maintain the confidentiality of User ID and Password
    • Do not write down and save it in written form or on a computer application that allows others to know.
  2. All consequences, risks and responsibilities caused by things caused by misuse of the User ID and Password are the responsibility of the Client entirely and free the bank from all claims.
  3. Client is fully responsible for all transaction instructions that occur based on the use of User ID and Password.
  4. The client is obliged to immediately notify the Bank if the User ID and Password for both the User and the SysAdmin are known to an unauthorized person. All Transaction Instructions based on the use of User ID and Password that occur before the Bank receives the report in writing is the sole responsibility of the Client.

8. Blocking of User ID

  1. User ID will be blocked if you enter the wrong User ID and / or Password for 4 consecutive times.
  2. The unblocking of the User ID is carried out by the Admin and SysAdmin, whereas in the event of blocking the Admin and / or SysAdmin, the Admin and SysAdmin user must contact the BRI API HelpDesk.

9. General Terms of Transaction

  1. Client must fill in all data required for each transaction correctly, completely and accurately. Client Responsible for the correctness, completeness and accuracy of instructions and free the Bank from all consequences arising from incomplete instructions / transaction data from the Client.
  2. The client is obliged to ensure that the User ID and Password used for the BRI API application is not duplicated and misused in any form.
  3. The Bank receives and executes every instruction from the Client as evidence of valid instructions based on the use of the User ID and Password. For this reason, the Bank has no obligation to examine or investigate the authenticity or validity or authority of the User ID and Password or to assess or prove the accuracy and completeness of the intended instructions and therefore the instruction is valid and binds the Client with all the consequences.
  4. Clients can only make transactions before passing the Cut Of Time that has been determined by the Bank.
  5. For transactions involving Bank Indonesia or other third parties, the transactions follow the operational working days of Bank Indonesia and other third parties.
  6. The Bank has the right not to carry out transaction instructions from the Client, if any of the following occurs :
    • The balance on the registered account is insufficient.
    • The Bank knows or has sufficient reasons and evidence to suspect that fraud or criminal activity has been or will be committed.
    • The bank receives orders from the competent authority.
  7. The client releases the Bank from responsibility for any losses arising from the use of the BRI API and BRI API devices that do not comply with the instructions stated in the BRI API manual / documentation.
  8. The client acknowledges the Bank's ownership of copyrights and other intellectual property rights in the BRI API.
  9. The client may not duplicate or pass on all or any of the rights, benefits or obligations of this facility to other parties without the written consent of the Bank.
  10. The client will not interfere with, make changes, alter or abuse in any way the entire BRI API application.
  11. The client is subject to the provisions of charging transaction and administration fees / and / or BRI API hit / call fees that have been set by the Bank.
  12. The client agrees to fully release the Bank from all costs, damages, liability losses and or any expenses, either directly or indirectly, arising as a result of a breach by the Client of the Client's obligations for this facility or any consequences arising from and or in connection with the use of the application BRI API.

10. Account Debit Fees and Authorization

  1. The Client hereby authorizes the Bank to debit the Client's account at the Bank to carry out transactions instructed by the Client to the Bank through the BRI API facility and to pay fees incurred through the BRI API application as determined by the Bank. Therefore, with the signing of this document, a separate power of attorney is no longer needed for this purpose.
  2. The bank has the right to debit fees for administration / subscription fees and / or certain transaction fees and / or other fees that arise through the BRI API application which will be determined and notified by BRI.
  3. If there is a processing failure on the transaction effective date that is not caused by BRI's fault, the Client will still be charged a fee.
  4. The Bank has the right at any time to change fees with notification by means it deems normal. Any changes to these fees are binding on the Client.
  5. All cost debiting will be carried out automatically by the system by debiting the Client's account, unless it is stated in the manual book. If the costs are booked automatically but the Client's account balance is insufficient, then these costs will remain the Client's obligation until these obligations are fulfilled.
  6. This power of attorney remains in effect as long as the Client still obtains the BRI API Service or the Client still has obligations to the Bank even though the Client has not obtained the BRI API Service.

11. Force Majeur

  1. The client will release the Bank from all demands whatsoever, in the event that the Bank is unable to carry out instructions from the Client in part or in full due to events or causes beyond the power or ability of the Bank, including but not limited to natural disasters, war, rioting of the condition of the equipment. , systems or transmissions that do not function, electricity disruptions, telecommunications disruptions, government policies and other events or causes beyond the power and ability of the Bank.
  2. The Bank is not responsible if there is damage to the BRI API application and or device caused by Client error or other causes such as components & amp; the like, electricity on, broken cables, damage to computer hardware and others.

12. Termination of Service

  1. BRIAPI services will be terminated by the Bank if :
    • The client ends the use of the BRI API Service by submitting a closing letter for the BRI API facility and submitting the required documents as determined by the Bank.
    • The Bank suspects that the client has misused the BRI API service in connection with a violation of the law.
    • The Bank carries out a necessity or an order from an authorized official or in accordance with the provisions of the applicable laws.
    • The Bank on its own consideration and interest ends the provision of BRI API Services to the Client by notifying the Client through the usual means.
  2. To reactivate BRI API Services that were stopped by the Bank in point 1 above, you must follow the new Client registration procedure.

13. Lain-Lain

  1. The client is subject to the terms and regulations applicable to the Bank as well as the terms and conditions governing all services and transactions covered by the BRI API, including any changes that will be notified by the Bank through common means.
  2. The Bank at any time with certain considerations can change the BRI API operation manual in any form and will notify the change to the Client through the usual means.
  3. The Bank has the right to stop the BRI API Service temporarily or for a certain period determined by the Bank because the Bank is experiencing interference or for the purposes of renewal, maintenance and / or for other purposes deemed good by the Bank, and for that the Bank is not obliged to account to anyone. The Bank will notify the temporary suspension to the Client through common means.

14. Changes to the BRI API Terms and Conditions

BRI has the right to change, complete or replace these terms and conditions at any time without prior approval from the Client. Any changes to the terms and conditions will be notified later to the Client in the form and through the usual means. Any changes to these terms and conditions are binding on the client.