Dokumentasi API Trigger Transfer/RTGS Transfer v2.0 API Information

API Information

Title	API Transfer RTGS v2.0
Version	v2.0
URL Sandbox	https://sandbox.partner.api.bri.co.id
URL Production

Version Control

Doc Version	Tanggal	Link Dokumen	Deskripsi
v1.0	15 Feb 2023	this page.	Baseline version

Product Description

Product Overview

This feature is used to perform transfer instructions via RTGS, with transaction and daily limits that have been set in advance, including additional support for RDN accounts.

Endpoint

A. API Trigger Transfer / RTGS Transfer

General Information

HTTP Method	POST
Path	/rtgs/snap/v2.0/transfer-rtgs
Tipe Format	JSON
Authentication	OAuth 2.0 with Access Token

Header Structure

Key	Value	Format	Mandatory	Length	Description
Authorization	Authorization	String	M		Bearer {Token}
X-TIMESTAMP	BRI - Timestamp	Datetime	M		Format Timestamp ISO8601
X-SIGNATURE	BRI - Signature	String	M		HMAC_SHA512
Content-type	application/json		M		application/json
X-PARTNER-ID		Alphanumeric	M	36
CHANNEL-ID		Alphanumeric	M	5
X-EXTERNAL-ID		Numeric	M	36

Request Structure

Field	Data Type	Format	Mandatory	Length	Description
partnerReferenceNo	String	Alphanumeric	M	20 Note: SNAP BI Length (64)	Transaction identification in the consumer services system
customerReference	String	Alphanumeric	O	20 Note: Length SNAP BI (30)	Reference number / Referral number / Transaction ID
sourceAccountNo	String	Numeric	M	15 Note: Length SNAP BI (19)	Sender’s account number
feeType	String	Alphanumeric	M	25	Types of fee charges that can be used by partners include: • OUR: the fee is charged to the sender / institution (default) • BEN: the fee is charged to the recipient • SHA\|1000: the fee is shared between the sender and recipient, with the recipient being charged 1000 and the sender covering the remaining fee
senderCustomerType	String	Numeric	M	1	Sender’s customer type: 1. Individual 2. Company 3. Government
senderCustomerResidence	String	Numeric	M	1	Sender residency statuses that can be used include: 1: Indonesian citizen 2: Foreign citizen
senderPhone	String	Numeric	O	20	Sender’s mobile/telephone number
beneficiaryBankCode	String	Alphanumeric	M	8	Beneficiary bank code
beneficiaryAccountNo	String	Numeric	M	34	Beneficiary’s account number
beneficiaryAccountName	String	Alphanumeric	M	100	Beneficiary’s account name
receiverIdentity	String	Numeric	M	16	Beneficiary’s identity number
beneficiaryCustomerType	String	Numeric	M	1	Beneficiary’s customer type: 1. Individual 2. Company 3. Government
beneficiaryCustomerResidence	String	Numeric	M	1	Citizenship status: 1: Indonesian 2: Non-Indonesian
beneficiaryAddress	String	Alphanumeric	M	150	Beneficiary’s address
receiverPhone	String	Numeric	O	20	Beneficiary’s mobile/telephone number
amount	Object		O		Detail is shown in the amount object table below
>value	String	Decimal	M	18,2	Net transaction amount. If in Rupiah includes two decimal places, e.g., Rp 10,000 is 10000.00; max e.g. 500000000.00
>currency	String	Alphanumeric	M	3	Transaction currency
remark	String	Alphanumeric	M	40 Note: Length SNAP BI (50)	Transaction description
beneficiaryBankName	String	Alphanumeric	O	50	Beneficiary bank name
transactionDate	String	Datetime	M	25	Transaction date and time (ISO 8601)
additionalInfo	Object		M Note: SNAP BI (O)		Details are shown in the additionalInfo object below
>deviceId	String	Alphanumeric	O	-
>channel	String	Alphanumeric	O	-
>senderName	String	Alphanumeric	M	100	Sender’s name
>senderIdentity	String	Numeric	M	16	Sender’s identity number
>senderAddress	String	Alphanumeric	M	150	Sender’s address
>senderPosCode	String	Numeric	O	10	Sender’s postal code
>receiverPosCode	String	Numeric	O	10	Beneficiary’s postal code
>corporateType	String	Numeric	M	1	Business type: Conventional Sharia
>isRdn	String	Boolean	O	-	True / False
originatorInfos	Array Object		O		Details of the sender’s account. To be filled if requested by the sender or with sender’s consent. This follows Article 8 paragraph 5 of Indonesian Law No. 3 of 2011 on Funds Transfer. Also check other applicable regulations, such as PPATK.
>originatorCustomerNo	String	-	O	100	Originator’s account number
>originatorCustomerName	String	-	O	8	Originator’s customer name
>originatorBankCode	String	-	O	50	Originator’s bank code

Response Structure & Sample

Field	Data Type	Format	Mandatory	Length	Description	Example
responseCode	String	Numeric	M	7	Response code	2002200
responseMessage	String	Alphanumeric	M	150	Description of response message	Successful
referenceNo	String	Numeric	O Note : SNAP BI (C)	7 Note : Length SNAP BI (64)	Transaction identifier in the service provider's system. Must be filled in after the transaction is successful	7061005
amount	Object		O		Details of the Object amount field are provided in the row below
>value	String	Decimal	M	18,2 Note : Length SNAP BI (16,2)	Net amount of the transaction. If in Rupiah, it includes 2 decimal digits, for example Rp 10,000 is represented as 10000.00	101000000.00
>currency	String	Alphanumeric	M	3	Transaction currency	IDR
beneficiaryAccountName	String	Alphanumeric	M	100	Beneficiary account name	John Doe
beneficiaryAccountNo	String	Numeric	M	34	Beneficiary account number	9876543210123456
beneficiaryBankCode	String	Alphanumeric	O	8	Beneficiary bank code	BMRIIDJA
customerReference	String	Alphanumeric	O	20	Reference number / Referral No / Transaction ID	TRX202506100845
sourceAccountNo	String	Numeric	M	15 Note : Length SNAP BI (19)	Recipient bank code	123456789012345
transactionDate	String	Datetime	M	25	Transaction date: dd-MM-yyyy (Mandatory) HH:mm:ss (Optional)	2023-02-13T15:10:56+07:00
transactionStatus	String	Numeric	M	2	00 - Success 01 - Initiated 02 - Paying 03 - Pending 04 - Refunded 05 - Canceled 06 - Failed 07 - Not Found	01
transactionStatusDesc	String	Alphanumeric	O	50	Details of the Object additionalInfo field are provided in the row below	Transaction success to initiate
additionalInfo	Object	M Note : SNAP BI (O)		The details of the additionalInfo object are provided in the rows below.
>deviceId	String	Alphanumeric	O			12345679237
>channel	String	Alphanumeric	O			mobilephone
>senderName	String	Alphanumeric	M	100	Sender's name	Latifah Hanum
>senderIdentity	String	Numeric	M	16	Identity number	315205100190093
>senderAddress	String	Alphanumeric	M	150	Sender's address	Jakarta Selatan
>corporateType	String	Numeric	M	1	Business type includes 1. conventional 2. sharia	1
>isRdn	String	boolean	O		true / false	false
originatorInfos	Array Object		O		Details of the sender’s account. To be filled if requested by the sender or with sender’s consent. This follows Article 8 paragraph 5 of Indonesian Law No. 3 of 2011 on Funds Transfer. Also check other applicable regulations, such as PPATK.
>originatorCustomerNo	String		O	100	Originator account number	99901000003302
>originatorCustomerName	String		O	8	Originator customer name	Rid
>originatorBankCode	String		O	50	Originator bank code	003

Request & Response Payload Sample

Request

{
  "partnerReferenceNo": "202506100000001",
  "amount": {
    "value": "5000000.00",
    "currency": "IDR"
  },
  "beneficiaryAccountName": "John Doe",
  "beneficiaryAccountNo": "1234567890123456",
  "beneficiaryAddress": "Jakarta Selatan",
  "beneficiaryBankCode": "BMRIIDJA",
  "beneficiaryBankName": "Bank Mandiri",
  "beneficiaryCustomerResidence": "1",
  "beneficiaryCustomerType": "1",
  "beneficiaryEmail": "john.doe@example.com",
  "currency": "IDR",
  "customerReference": "REF12345678",
  "feeType": "OUR",
  "kodepos": "12940",
  "receiverPhone": "081234567890",
  "remark": "Test transfer dummy",
  "senderCustomerResidence": "1",
  "senderCustomerType": "1",
  "senderPhone": "081234567890",
  "sourceAccountNo": "999901000000123",
  "originatorInfos": [
    {
      "originatorCustomerNo": "99901000000001",
      "originatorCustomerName": "Luke Sky",
      "originatorBankCode": "014"
    },
    {
      "originatorCustomerNo": "99901000000002",
      "originatorCustomerName": "Leia Organa",
      "originatorBankCode": "022"
    },
    {
      "originatorCustomerNo": "99901000000003",
      "originatorCustomerName": "Ben Kenobi",
      "originatorBankCode": "009"
    }
  ],
  "transactionDate": "2025-06-10T10:00:00+07:00",
  "additionalInfo": {
    "deviceId": "DEV123456789",
    "channel": "mobile",
    "senderName": "Test Sender",
    "senderIdentity": "KTP123456789",
    "senderAddress": "Jl. Mawar No. 123, Jakarta",
    "corporateType": "1",
    "isRdn": "false"
  }
}

Normal Response

{
  "responseCode": "2002200",
  "responseMessage": "Successful",
  "partnerReferenceNo": "202506100000001",
  "amount": {
    "value": "5000000.00",
    "currency": "IDR"
  },
  "beneficiaryAccountName": "John Doe",
  "beneficiaryAccountNo": "1234567890123456",
  "beneficiaryBankCode": "BMRIIDJA",
  "sourceAccountNo": "999901000000123",
  "transactionDate": "2025-06-10T10:00:00+07:00",
  "additionalInfo": {
    "senderName": "Test Sender",
    "senderIdentity": "KTP123456789",
    "senderAddress": "Jl. Mawar No. 123, Jakarta",
    "corporateType": "1",
    "isRdn": "false"
  },
  "originatorInfos": [
    {
      "originatorCustomerNo": "99901000000001",
      "originatorCustomerName": "Luke Sky",
      "originatorBankCode": "014"
    },
    {
      "originatorCustomerNo": "99901000000002",
      "originatorCustomerName": "Leia Organa",
      "originatorBankCode": "022"
    },
    {
      "originatorCustomerNo": "99901000000003",
      "originatorCustomerName": "Ben Kenobi",
      "originatorBankCode": "009"
    }
  ]
}

Error Response :

{
    "responseCode": "4001801",
    "responseMessage": "Invalid Field Format transactionDate"
}

List of Error/Response Code

HTTP Status	Service Code	Case Code	Status	Response Message
200	22	00	Sukses	Successful
400	22	02	Gagal	Invalid Mandatory Field {fieldName}
400	22	01	Gagal	Invalid Field Format {fieldName}
401	22	00	Gagal	Unauthorized [Reason]
403	22	02	Gagal	Exceeds Transaction Amount Limit
403	22	00	Gagal	Transaction Expired
403	22	09	Gagal	Dormant Account
403	22	14	Gagal	Insufficient Funds
403	22	15	Gagal	Transaction Not Permitted [Reason]
403	22	16	Pending	Suspend Transaction
403	22	18	Gagal	Inactive Card/Account/Customer
404	22	11	Gagal	Invalid Card/Account/ [info]/Virtual Account
404	22	13	Gagal	Invalid Amount
404	22	00	Gagal	Invalid Transaction Status
404	22	01	Gagal	Transaction Not Found
409	22	01	Gagal	Duplicate partnerReferenceNo
409	22	00	Gagal	Conflict
500	22	00	Pending	General Error
500	22	01	Pending	Internal Server Error
504	22	00	Pending	Timeout

B. Get BIC Code

General Information

HTTP Method	POST
Path	/rtgs/snap/v2.0/transfer-rtgs
Tipe Format	JSON
Authentication	OAuth 2.0 with Access Token

Header Structure

Key	Value	Format	Mandatory	Length	Description
Authorization	Authorization	String	M		Bearer {Token}
X-TIMESTAMP	BRI - Timestamp	Datetime	M		Format Timestamp ISO8601
X-SIGNATURE	BRI - Signature	String	M		HMAC_SHA512
Content-type	application/json		M		application/json
X-PARTNER-ID		Alphanumeric	M	36
CHANNEL-ID		Alphanumeric	M	5
X-EXTERNAL-ID		Numeric	M	36

Request Structure

Field	Data Type	Format	Mandatory	Length	Description
partnerReferenceNo	String	Alphanumeric	M	20 Note: SNAP BI Length (64)	Identification of transactions on the service provider system
additionalInfo	Object		M Note: SNAP BI (O)		Details are shown in the additionalInfo object below

Field

Data Type

Format

Mandatory

Length

Description

partnerReferenceNo

String

Alphanumeric

M

20

Note: SNAP BI Length (64)

Identification of transactions on the service provider system

additionalInfo

Object

M

Note:

SNAP BI

(O)

Details are shown in the additionalInfo object below

Request Structure dalam "additionalInfo"

Field	Data Type	Format	Mandatory	Length	Description	Example
deviceId	String	Alphanumeric	O	-		12345679237
channel	String	Alphanumeric	O	-		Mobile

Response Structure & Sample

Field	Data Type	Format	Mandatory	Length	Description	Example
responseCode	String	Numeric	M	7	Response code	2002200
responseMessage	String	Alphanumeric	M	150	Description of response message	Successful
detailData	Array Object		M
additionalInfo	Object			M Note: SNAP BI (O)

Response Structure dalam "detailData"

Field	Data Type	Format	Mandatory	Length	Description	Example
bankCode	String	Alphanumeric	M	8	Recipient Bank Code	CENAIDJA
bankName	String	Alphanumeric	M	100	Recipient Bank Name	Rine

Response Structure dalam "additionalInfo"

Field	Data Type	Format	Mandatory	Length	Description	Example
deviceId	String	Alphanumeric	O	-		12345679237
channel	String	Alphanumeric	O	-		Mobile

Request & Response Payload Sample

Request

{
 "partnerReferenceNo": "1234532142323",
 "additionalInfo": {
    "deviceId": "12345679237",
    "channel": "mobilephone"
  }
}

Normal Response

{
  "responseCode": "2002200",
  "responseMessage": "Successful",
  "detailData": [
    {
      "bankCode": "SYHSIDJ1",
      "bankName": "HONGKONG AND SHANGHAI BANK CORPORATION UUS"
    },
    {
      "bankCode": "LPEIIDJ1",
      "bankName": "INDONESIA EXIMBANK"
    },
    {
      "bankCode": "BLPSIDJ1",
      "bankName": "Lembaga Penjamin Simpanan"
    },
    {
      "bankCode": "ATJSIDJ2",
      "bankName": "PT. ARTAJASA PEMBAYARAN ELEKTRONIS"
    },
    {
      "bankCode": "FINBIDJA",
      "bankName": "PT. BANK AGRIS"
    },
    {
      "bankCode": "KOEXIDJA",
      "bankName": "PT. BANK KEB INDONESIA"
    },
    {
      "bankCode": "SYTPIDJ1",
      "bankName": "PT. BANK TABUNGAN PENSIUNAN NASIONAL UUS"
    },
    {
      "bankCode": "SYNBIDJ1",
      "bankName": "PT. BPD NUSA TENGGARA BARAT UUS"
    },
    {
      "bankCode": "SYRIIDJ1",
      "bankName": "PT. BPD RIAU DAN KEPRI UUS"
    },
    {
      "bankCode": "FINTIDJ1",
      "bankName": "PT. FINNET INDONESIA"
    },
    {
      "bankCode": "SKNAIDJ1",
      "bankName": "SKN CLEARING CREDIT 1"
    },
    {
      "bankCode": "SKNAIDJ2",
      "bankName": "SKN CLEARING CREDIT 2"
    },
    {
      "bankCode": "PDWSIDJA",
      "bankName": "PT. BANK SULSELBAR"
    },
    {
      "bankCode": "SYATIDJ1",
      "bankName": "PT. BANK JAGO TBK UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "NETBIDJA",
      "bankName": "PT BANK ALADIN SYARIAH, TBK."
    },
    {
      "bankCode": "BPIAIDJA",
      "bankName": "PT. BANK RESONA PERDANIA"
    },
    {
      "bankCode": "CTCBIDJA",
      "bankName": "PT. BANK CTBC INDONESIA"
    },
    {
      "bankCode": "DEUTIDJA",
      "bankName": "DEUTSCHE BANK AG."
    },
    {
      "bankCode": "PDWGIDJ1",
      "bankName": "PT. BPD SULAWESI TENGAH"
    },
    {
      "bankCode": "MEDHIDS1",
      "bankName": "PT. BANK MESTIKA DHARMA"
    },
    {
      "bankCode": "PDRIIDJA",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH RIAU KEPRI SYARIAH (PERSERODA)"
    },
    {
      "bankCode": "BSMDIDJA",
      "bankName": "PT. BANK SYARIAH INDONESIA Tbk."
    },
    {
      "bankCode": "PDJTIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH  JATIM"
    },
    {
      "bankCode": "PDNBIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH NUSA TENGGARAT BARAT SYARIAH"
    },
    {
      "bankCode": "BIDXIDJA",
      "bankName": "BANK INDEX SELINDO"
    },
    {
      "bankCode": "MAYAIDJA",
      "bankName": "PT. BANK MAYAPADA Tbk."
    },
    {
      "bankCode": "PDBKIDJ1",
      "bankName": "PT. BPD BENGKULU"
    },
    {
      "bankCode": "SYJTIDJ1",
      "bankName": "BANK JATIM UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "BSDRIDJA",
      "bankName": "PT. BANK WOORI SAUDARA INDONESIA 1906,TBK"
    },
    {
      "bankCode": "PDLPIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH LAMPUNG"
    },
    {
      "bankCode": "SYCAIDJ1",
      "bankName": "PT. BANK BCA SYARIAH"
    },
    {
      "bankCode": "PDWUIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH  SULUT"
    },
    {
      "bankCode": "BSSPIDSP",
      "bankName": "PT. BPD SUMSEL DAN BABEL"
    },
    {
      "bankCode": "SYJMIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH JAMBI UUS"
    },
    {
      "bankCode": "PDJMIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH JAMBI"
    },
    {
      "bankCode": "PDKGIDJ1",
      "bankName": "PT. BPD KALIMANTAN TENGAH"
    },
    {
      "bankCode": "SYSSIDJ1",
      "bankName": "PT. BPD SUMSEL DAN BABEL UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "INDOIDJA",
      "bankName": "BANK INDONESIA"
    },
    {
      "bankCode": "SYWSIDJ1",
      "bankName": "PT. BANK SULSELBAR UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "PDBBIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH BANTEN"
    },
    {
      "bankCode": "SWAGIDJ1",
      "bankName": "PT. BANK VICTORIA SYARIAH"
    },
    {
      "bankCode": "SUNIIDJA",
      "bankName": "PT. Bank BTPN, Tbk."
    },
    {
      "bankCode": "SYBBIDJ1",
      "bankName": "PT. BANK PERMATA,TBK UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "CHASIDJX",
      "bankName": "KC JPMORGAN CHASE BANK, N.A"
    },
    {
      "bankCode": "CITIIDJX",
      "bankName": "CITIBANK, NA"
    },
    {
      "bankCode": "PDIJIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH PAPUA"
    },
    {
      "bankCode": "PDMLIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH MALUKU DAN MALUKU UTARA"
    },
    {
      "bankCode": "ARTGIDJA",
      "bankName": "PT. BANK ARTHA GRAHA INTERNASIONAL, TBK"
    },
    {
      "bankCode": "BKCHIDJA",
      "bankName": "BANK OF CHINA (HONG KONG) LIMITED"
    },
    {
      "bankCode": "PDSUIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH SUMUT"
    },
    {
      "bankCode": "SSPIIDJA",
      "bankName": "PT. BANK SEABANK INDONESIA"
    },
    {
      "bankCode": "BDKIIDJ1",
      "bankName": "PT. BANK DKI"
    },
    {
      "bankCode": "SYDKIDJ1",
      "bankName": "PT. BANK DKI UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "MASDIDJ1",
      "bankName": " PT. BANK MASPION"
    },
    {
      "bankCode": "HSBCIDJA",
      "bankName": "PT. BANK HSBC INDONESIA"
    },
    {
      "bankCode": "AWANIDJA",
      "bankName": "PT. BANK QNB INDONESIA,TBK"
    },
    {
      "bankCode": "SYBTIDJ1",
      "bankName": "PT. BANK TABUNGAN NEGARA (PERSERO) UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "BUTGIDJ1",
      "bankName": "PT. BANK MEGA SYARIAH"
    },
    {
      "bankCode": "LMANIDJ1",
      "bankName": "PT. BANK OKE INDONESIA, TBK"
    },
    {
      "bankCode": "AGTBIDJA",
      "bankName": "PT. BANK RAYA INDONESIA, TBK"
    },
    {
      "bankCode": "FAMAIDJ1",
      "bankName": "PT SUPER BANK INDONESIA"
    },
    {
      "bankCode": "BBBAIDJA",
      "bankName": "PT. BANK PERMATA,TBK"
    },
    {
      "bankCode": "IAPTIDJA",
      "bankName": "PT. BANK INA PERDANA, Tbk"
    },
    {
      "bankCode": "SIHBIDJ1",
      "bankName": "PT. BANK MANDIRI TASPEN "
    },
    {
      "bankCode": "CENAIDJA",
      "bankName": "PT. BANK CENTRAL ASIA Tbk."
    },
    {
      "bankCode": "BMSEIDJA",
      "bankName": "PT. BANK MULTIARTA SENTOSA TBK"
    },
    {
      "bankCode": "PDNTIDJA",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH NTT"
    },
    {
      "bankCode": "BCIAIDJA",
      "bankName": "PT BANK CAPITAL INDONESIA"
    },
    {
      "bankCode": "MAYOIDJA",
      "bankName": "PT. BANK HIBANK INDONESIA"
    },
    {
      "bankCode": "BBUKIDJA",
      "bankName": "PT. BANK KB BUKOPIN Tbk."
    },
    {
      "bankCode": "CICTIDJA",
      "bankName": "PT. BANK JTRUST INDONESIA, TBK"
    },
    {
      "bankCode": "BUSTIDJ1",
      "bankName": "PT KROM BANK INDONESIA Tbk"
    },
    {
      "bankCode": "BBLUIDJA",
      "bankName": "PT Bank Digital BCA"
    },
    {
      "bankCode": "IBKOIDJA",
      "bankName": "PT BANK IBK INDONESIA TBK"
    },
    {
      "bankCode": "SYSUIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH SUMUT UUS"
    },
    {
      "bankCode": "MEEKIDJ1",
      "bankName": "PT. BANK SHINHAN INDONESIA"
    },
    {
      "bankCode": "HRDAIDJ1",
      "bankName": "PT ALLO BANK INDONESIA TBK"
    },
    {
      "bankCode": "ICBKIDJA",
      "bankName": "PT. BANK ICBC INDONESIA"
    },
    {
      "bankCode": "BRINIDJA",
      "bankName": "PT. BANK RAKYAT INDONESIA (PERSERO)"
    },
    {
      "bankCode": "SYBKIDJ1",
      "bankName": "PT. BANK MAYBANK INDONESIA Tbk. UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "PINBIDJA",
      "bankName": "PT. PANIN BANK Tbk."
    },
    {
      "bankCode": "MCORIDJA",
      "bankName": "PT. BANK CHINA CONSTRUCTION BANK INDONESIA, TBK"
    },
    {
      "bankCode": "MEGAIDJA",
      "bankName": "PT. BANK MEGA Tbk."
    },
    {
      "bankCode": "SYNAIDJ1",
      "bankName": "PT. BANK CIMB NIAGA TBK - UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "SYONIDJ1",
      "bankName": "PT.BANK OCBC NISP TBK - UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "SYTBIDJ1",
      "bankName": "PT. BANK SINARMAS UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "BOTKIDJX",
      "bankName": "MUFG Bank, Ltd."
    },
    {
      "bankCode": "SYBDIDJ1",
      "bankName": "PT. BANK DANAMON INDONESIA UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "NISPIDJA",
      "bankName": "PT. BANK OCBC NISP, Tbk."
    },
    {
      "bankCode": "ANZBIDJX",
      "bankName": "PT. BANK ANZ INDONESIA"
    },
    {
      "bankCode": "BDINIDJA",
      "bankName": "PT. BANK DANAMON INDONESIA Tbk."
    },
    {
      "bankCode": "GNESIDJA",
      "bankName": "PT. BANK GANESHA"
    },
    {
      "bankCode": "HNBNIDJA",
      "bankName": "PT. BANK KEB HANA INDONESIA"
    },
    {
      "bankCode": "IBBKIDJA",
      "bankName": "PT. BANK MAYBANK INDONESIA Tbk."
    },
    {
      "bankCode": "LFIBIDJ1",
      "bankName": "PT. BANK NATIONALNOBU"
    },
    {
      "bankCode": "MHCCIDJA",
      "bankName": "PT. BANK MIZUHO INDONESIA"
    },
    {
      "bankCode": "PUBAIDJ1",
      "bankName": "PT BANK BTPN SYARIAH,TBK"
    },
    {
      "bankCode": "YUDBIDJ1",
      "bankName": "PT. BANK NEO COMMERCE, TBK"
    },
    {
      "bankCode": "BBAIIDJA",
      "bankName": "PT. BANK BUMI ARTA"
    },
    {
      "bankCode": "BBIJIDJA",
      "bankName": "PT. BANK UOB INDONESIA"
    },
    {
      "bankCode": "BICNIDJA",
      "bankName": "PT. BANK COMMONWEALTH"
    },
    {
      "bankCode": "PDYKIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH DIY"
    },
    {
      "bankCode": "ARFAIDJ1",
      "bankName": "PT. BANK PANIN DUBAI SYARIAH"
    },
    {
      "bankCode": "BNPAIDJA",
      "bankName": "PT. BANK BNP PARIBAS INDONESIA"
    },
    {
      "bankCode": "SYACIDJ1",
      "bankName": "PT. BANK ACEH SYARIAH"
    },
    {
      "bankCode": "SWBAIDJ1",
      "bankName": "PT. BANK OF INDIA INDONESIA, TBK"
    },
    {
      "bankCode": "SDOBIDJ1",
      "bankName": "PT BANK KB BUKOPIN SYARIAH"
    },
    {
      "bankCode": "VICTIDJ1",
      "bankName": "PT. BANK VICTORIA INTERNATIONAL"
    },
    {
      "bankCode": "PDSBIDJ1",
      "bankName": "PT. BANK NAGARI"
    },
    {
      "bankCode": "PDKBIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH KALBAR"
    },
    {
      "bankCode": "PDJBIDJA",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH  JABAR DAN BANTEN"
    },
    {
      "bankCode": "SYKBIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH KALBAR UUS"
    },
    {
      "bankCode": "JSABIDJ1",
      "bankName": "PT. BANK JASA JAKARTA"
    },
    {
      "bankCode": "IDMOIDJ1",
      "bankName": "PT. BANK SBI INDONESIA"
    },
    {
      "bankCode": "BOFAID2X",
      "bankName": "BANK OF AMERICA NA"
    },
    {
      "bankCode": "BNIAIDJA",
      "bankName": "PT. BANK CIMB NIAGA TBK"
    },
    {
      "bankCode": "MUABIDJA",
      "bankName": "PT. BANK MUAMALAT INDONESIA"
    },
    {
      "bankCode": "SBJKIDJA",
      "bankName": "PT. BANK SINARMAS"
    },
    {
      "bankCode": "BTANIDJA",
      "bankName": "PT. BANK TABUNGAN NEGARA (PERSERO)"
    },
    {
      "bankCode": "BUMIIDJA",
      "bankName": "PT. BANK MNC INTERNASIONAL, TBK"
    },
    {
      "bankCode": "LOMAIDJ1",
      "bankName": "PT. BANK AMAR INDONESIA"
    },
    {
      "bankCode": "BMRIIDJA",
      "bankName": "PT. BANK MANDIRI (PERSERO) TBK"
    },
    {
      "bankCode": "BNINIDJA",
      "bankName": "PT. BANK NEGARA INDONESIA (PERSERO)"
    },
    {
      "bankCode": "DBSBIDJA",
      "bankName": "PT. BANK DBS INDONESIA"
    },
    {
      "bankCode": "SYSBIDJ1",
      "bankName": "PT. BANK NAGARI - UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "PDKSIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH KALSEL"
    },
    {
      "bankCode": "SYKSIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH KALSEL - UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "PDWRIDJ1",
      "bankName": "PT. BPD SULAWESI TENGGARA"
    },
    {
      "bankCode": "SCBLIDJX",
      "bankName": "STANDARD CHARTERED BANK"
    },
    {
      "bankCode": "ABALIDBS",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH BALI"
    },
    {
      "bankCode": "PDJGIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH JAWA TENGAH"
    },
    {
      "bankCode": "SYJGIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH JATENG UNIT USAHA SYARIAH "
    },
    {
      "bankCode": "SYJBIDJ1",
      "bankName": "PT. BANK JABAR BANTEN SYARIAH"
    },
    {
      "bankCode": "SYYKIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH DIY UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "PDKTIDJ1",
      "bankName": "PT. BANK PEMBANGUNAN DAERAH KALTIM DAN KALTARA"
    },
    {
      "bankCode": "SYKTIDJ1",
      "bankName": "PT.BANK PEMBANGUNAN DAERAH KALTIM DAN KALTARA-UNIT USAHA SYARIAH"
    },
    {
      "bankCode": "JAGBIDJA",
      "bankName": "PT. BANK JAGO, Tbk"
    },
    {
      "bankCode": "SAHMIDJA",
      "bankName": "PT. BANK SAHABAT SAMPOERNA"
    },
    {
      "bankCode": "KATALON1",
      "bankName": "PT. BANK QNB KESAWAN"
    }
  ],
  "additionalInfo": {
    "deviceId": "12345679237",
    "channel": "mobilephone"
  }
}

Error Response :

{
  "responseCode": "4002202",
  "responseMessage": "Invalid Mandatory Field partnerReferenceNo"
}

List of Error/Response Code

HTTP Status	Service Code	Code	Status	Response Message
200	22	00	Sukses	Successful
400	22	02	Gagal	Invalid Mandatory Field {fieldName}
400	22	01	Gagal	Invalid Field Format {fieldName}
409	22	00	Gagal	Conflict
500	22	00	Pending	General Error
500	22	01	Pending	Internal Server Error
504	22	00	Pending	Timeout

C. Inquiry Beneficiary Account

General Information

HTTP Method	POST
Path	/rtgs/snap/v2.0/inquiry-account-rtgs
Tipe Format	JSON
Authentication	OAuth 2.0 with Access Token

Header Structure

Key	Value	Format	Mandatory	Length	Description
Authorization	Authorization	String	M		Bearer {Token}
X-TIMESTAMP	BRI - Timestamp	Datetime	M		Format Timestamp ISO8601
X-SIGNATURE	BRI - Signature	String	M		HMAC_SHA512
Content-type	application/json		M		application/json
X-PARTNER-ID		Alphanumeric	M	36
CHANNEL-ID		Alphanumeric	M	5
X-EXTERNAL-ID		Numeric	M	36

Request Structure

Field	Data Type	Format	Mandatory	Length	Description
beneficiaryBankCode	String	Alphanumeric	M	8	Destination Bank Code
beneficiaryAccountNo	String	Numeric	M	34	ther destination bank account for the transaction
additionalInfo	Object		O		Additional information included consists of: • deviceId • channel

Response Structure dalam "additionalInfo"

Field	Data Type	Format	Mandatory	Length	Description	Example
deviceId	String	Alphanumeric	O	-		12345679237
channel	String	Alphanumeric	O	-		Mobile

Response Structure & Sample

Field	Data Type	Format	Mandatory	Length	Deskripsi	Example
responseCode	String	Numeric	M	7	Response code	2002200
responseMessage	String	Alphanumeric	M	150	Description of response message	Successful
referenceNo	String	Numeric	O Note : SNAP BI (C)	7 Note : Length SNAP BI (64)	Unique reference number to be used when making the transfer	7061005
externalId	String		O	12	External BRI ID to be used when making the transfer
registrationId	String		O		Registrasion Id
receiverName	String		O		Name of the recipient account holder
beneficiaryAccountNo	String	Numeric	M	34	Destination account number for the transaction	9876543210123456
beneficiaryBankCode	String	Alphanumeric	O	8	Bank code of the destination bank	CENAIDJA for Bank BCA
accountNumber	String		O		Account number
beneficiaryAccountType	String		O		Type of account number
receiverType	String		O	2	Receiver type options 01=Individual 99=Others 04=Remittance 03=Government 02=Corporate
receiverIdentityNumber	String		O		Recipient identity number
receiverResidentStatus	String		O	2	Receiver’s identity number: • 01=Resident • 02=NonResident
receiverTownName	String		O	4	Recipient city name	0300 for Jakarta
currency	String		O	3	Transaction currency	IDR for the Indonesian Rupiah currency.
additionalInfo	Object		C		additionalInfo: Additional information input during the request, including: deviceId channel

Request & Response Payload Sample

Request

{
    "partnerReferenceNo": "3287423894732",
    "beneficiaryBankCode": "CENAIDJA",
    "beneficiaryAccountNo": "2571075557",
    "additionalInfo": {
        "deviceId": "12345679237",
        "channel": "mobilephone"
    }
}

Normal Response

{
    "responseCode": "2008100",
    "responseMessage": "Successful",
    "referenceNo": "20241121BRINIDJA51050002841",
    "externalId": "52198916742",
    "receiverName": "BARXXXXXXXXXXXUMA",
    "beneficiaryAccountNo": "2571075557",
    "beneficiaryBankCode": "CENAIDJA",
    "beneficiaryAccountType": "SVGS",
    "receiverType": "02",
    "receiverResidentStatus": "01",
    "receiverTownName": "0300",
    "currency": "IDR",
    "additionalInfo": {
        "deviceId": "12345679237",
        "channel": "mobilephone"
    }
}

Error Response :

{
    "responseCode": "4008102",
    "responseMessage": "Invalid Mandatory Field beneficiaryAccountNo"
}

List of Error/Response Code

HTTP Status	Service Code	Code	Status	Response Message
200	81	2008100	Success	Successful
400	81	4008101	Failed	Invalid Field Format {fieldName}
400	81	4008102	Failed	Invalid Mandatory Field {fieldName}
401	81	4018100	Failed	Unauthoried. [Reason]
404	81	4048100	Failed	Invalid Transaction Status
404	81	4048111	Failed	Invalid Card/Account/Customer [info]/Virtual Account
500	81	5008101	Suspend/Need To Check	Internal Server Error
500	81	5008100	Suspend/Need To Check	General Error
504	81	5048100	Suspend/Need To Check	Timeout

API Trigger Transfer/RTGS Transfer v2.0 API Information

API Information

Version Control

Product Description

Product Overview

Endpoint

A. API Trigger Transfer / RTGS Transfer

General Information

Header Structure

Request Structure

Response Structure & Sample

List of Error/Response Code

B. Get BIC Code

General Information

Header Structure

Request Structure

Request Structure dalam "additionalInfo"

Response Structure & Sample

Response Structure dalam "detailData"

Response Structure dalam "additionalInfo"

Request & Response Payload Sample

List of Error/Response Code

C. Inquiry Beneficiary Account

General Information

Header Structure

Request Structure

Response Structure dalam "additionalInfo"

Response Structure & Sample

Request & Response Payload Sample

List of Error/Response Code

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